Economic Development Department, 1 Junkins Avenue, Portsmouth, NH 03801, Phone: (603) 610-7220

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Business Assistance

Funded through the New Hampshire Department of Resources and Economic Development (DRED), the Office of Business and Industrial Development offers several programs designed to assist New Hampshire companies. The New Markets division helps companies to identify new areas in which to promote their products and services, and the Training Opportunities division features employee training and workforce development resources. Although the OBID does not provide direct financing, it often acts as an advocate for businesses and helps them to locate the appropriate program for their needs through its Financing Resources division.
Office of Business and Industrial Development (OBID)
172 Pembroke Road
P.O. Box 1856
Concord, NH 03302-1856
Phone: (603) 271-2591
Fax: (603) 271-6784
Funded through the New Hampshire Department of Resources and Economic Development (DRED), the Business Visitation Program (BVP) provides business retention and expansion services designed to stimulate local economic growth. BVP staff members link businesses with a variety of financial, technological, business planning, marketing, and job-training resources. BVP volunteers gather information about an organization's development issues, economic concerns, and impressions about the community as a place to do business, then recommend the appropriate local, state, and federal programs to assist the firms. This service is offered at no cost, and strict confidentiality is assured.
Business Visitation Program
172 Pembroke Road
P.O. Box 1856
Concord, NH 03302-1856
Phone: (603) 271-2591
Fax: (603) 271-6784
The Office of Economic Initiatives (OEI) helps New Hampshire communities to evaluate and fulfill their economic development needs. The OEI develops and delivers the Community Renaissance Program, which concentrates on basic consensus building and how it relates to economic development; markets the Business Visitation Program; and coordinates economic development workshops. The OEI also manages the Rural Economic Assistance program for products of New Hampshire and coordinates the state's participation in the Northern New England Products Trade Show.
Office of Economic Initiatives
1000 Elm Street, 14th Floor
Manchester, NH 03101
Phone: (603) 644-1119
Fax: (603) 647-4410
The Office of Business and Industrial Development maintains a detailed database of information identifying Granite State companies that manufacture a specific product or products. The database then matches a prospective client's product needs with the appropriate New Hampshire vendor of those products. This effort is based on a SIC (Standard Industrial Classification) code breakdown of OBID's manufacturer database.
Vendor Matching Program
172 Pembroke Road
P.O. Box 1856
Concord, NH 03302-1856
Phone: (603) 271-2591
FAX: (603) 271-1687
The NHIRC recognizes that a vibrant industrial base is a key component of a healthy economy. The New Hampshire Legislature, Governor, and Council have created the Industrial Research Center (IRC) to assist New Hampshire industries in becoming more competitive, and to retain and increase industrial employment. IRC support services for companies include:

Assistance in applied and basic R&D and manufacturing improvement through the IRC's matching grant program.

Technical support and market research assistance through IRC's matching grant program.

New Hampshire Industrial Research Center
Gregg Hall
35 Colovos Road
Durham, NH 03824
Phone: (603) 862-0123
Fax: (603) 862-0329
New Hampshire International Trade Resource Center
172 Pembroke Rd
Concord, NH 033301
Phone: (603) 271-8444
Fax: (603) 271-6784*
Many companies find the concept of selling to the government too daunting to ever get involved. The Procurement Technical Assistance Program has been funded by the State of New Hampshire and the federal government to provide the tools businesses need to be competitive in the federal marketplace. Services include:
  • One-on-one procurement counseling technical assistance.
  • Information on contract announcements, including electronic scanning of the Commerce Business Daily, federal contract awards, Defense Logistics Agency under $25,000 procurements, and foreign trade opportunities.
  • Explanation of the additional specifications, documentation, and standards required for some government contracts.
  • Support databases that allow clients to access past procurement histories, target appropriate buying agencies, identify agency purchasing patterns, and find prime contractor/subcontractor opportunities.
Procurement Technical Assistance Program
Office of Business and Industrial Development
172 Pembroke Road
P.O. Box 1856
Concord, NH 03302-1856
Phone: (603) 271-2591
FAX: (603) 271-6784
The New Hampshire Department of State Corporate Division provides assistance with tradename and trademark registration within the state. All corporations in New Hampshire are recorded here.
New Hampshire Department of State
Corporate Division
State House Annex
25 Capitol St.
Concord, NH 03301
Phone: (603) 271-3244

The Rockingham Economic Development Corporation (REDC) seeks to promote responsible, sustainable economic development activities in the 37 communities of Rockingham County. The REDC has partnered with the Rockingham Planning Commission to publish a Regional Community Profile Guide for Rockingham County that will include information not currently published on population, housing, employment, and wage data for use in promoting business development in Rockingham County.
Rockingham Economic Development Corporation
37 Industrial Drive Suite F2
Exeter, NH 03833
Phone: (603) 772-2655
Fax: (603) 772-0213
The Strafford Regional Planning Commission provides demographics and other useful information about the cities and towns in Strafford County. Operating as a non-profit local government organization, the Commission serves in an advisory role to local governments in order to promote coordinated planning, orderly growth, efficient land use, and environmental protection.
Stafford Regional Planning Commission
County Administration Building
County Farm Road
Dover, NH 03820
Phone: (603) 742-2523
Operating as a non-profit local government organization, the Commission serves in an advisory role to local governments in order to promote coordinated planning, orderly growth, efficient land use, and environmental protection. The Commission's professional planning staff provides an array of planning assistance to our 26 active member communities. Membership, which is optional, is obtained through annual dues assessed to each community on a per capita basis.
Rockingham Planning Commission
156 Water Street Exeter, NH 03833
Phone: 603-778-0885
Fax: 603-778-9183

Financial Assistance


eCoast Angel Network
The eCoast Angel Network was formed in July 2000 by a group of like-minded investors from the Portsmouth NH area.  Members come from diverse backgrounds but have a unified purpose:

  • To support economic development, principally in the eCoast region
  • To foster entrepreneurial spirit
  • To identify investment opportunities

The group's focus is on early-stage companies involved with advanced technology, e-commerce, healthcare, and industrial products and services, principally located in the New Hampshire coastal region. The group is most interested in companies requiring $250K-$2 Million at pre-money valuations of less than $5 Million, who have a credible multi-option exit strategy and are led by an experienced core management team.
The group maintains strong ties to other investment groups and many of the members have affiliations with early-stage Venture Capital firms. The eCoast Angels has been a leader in promoting best practices and encouraging cooperation between regional angel groups. The group is a charter member of the Angel Capital Association, North America's professional alliance of angel groups. In keeping with the group's purpose, it has offered advice and counsel to many companies that were not funded by the network.  See


The Business Finance Authority (BFA) provides financial assistance and credit enhancements to companies and local development corporations seeking to build or expand industrial or recreational facilities in New Hampshire.
The following types of credit enhancements are available:

  • Capital Access Program (CAP): CAP provides incentives to bankers to make loans of up to $500,000 to Small New Hampshire businesses considered to have more than conventional risk.
  • Guarantee Asset Program (GAP): GAP provides incentives to financial institutions in the form of up to a 90% guarantee on loans considered to have more than conventional risk.
  • The Guarantee of Loans to SmaIl Business Program (BFA/ SBA): The BFA has implemented a loan guarantee program that works in conjunction with the U.S. Small Business Administration, adding up to $750,000 in additional guarantees.
  • Working Capital Asset Guarantee Program (WAG): WAG incentives financial institutions to provide working capital up to $7,000,000 with up to 75% guarantees on loans considered to have more than conventional risk.
  • Industrial development revenue bond financing: This vehicle for tax-free industrial development bonds provides 100% financing for eligible projects. Subject to certain limits and exceptions arising from federal tax law, industrial development revenue bonds can be used to finance:
  1. Manufacturing facilities, machinery, and equipment.
  2. Waste disposal facilities, including the collection and processing of waste material for reuse or conversion into products such as steam or electricity.
  3. Small-scale facilities for producing electric energy.
  4. Water-powered electric generation facilities.
  5. Water facilities for the collection, purification, storage, or distribution of water for use by the general public.
Business Finance Authority
14 Dixon Avenue, Ste. 101
Concord, NH 03301
Phone: (603) 271-2391
Fax: (603) 271-2396

A division of the Office of Business and Industrial Development, the Institute for Cooperative Community Development (ICCD) provides direct financing to businesses, as well as technical assistance and business consultation in conjunction with loans. The Microloan Program/Capital Network provides New Hampshire-based businesses with loans of up to $25,000 with no participation limits. Loans must be repaid within six years.
Institute for Cooperative Community Development
172 Pembroke Road
P.O. Box 1856
Concord, NH 03302-1856
Phone: (603) 271-2591
Fax: (603) 271-6784

The U.S. Department of Housing arid Urban Development allocates Community Development Block Grant funds for a broad range of community-based activities for small businesses including:
Economic development
Public facilities
Public services
Real estate acquisition
Working capital
Infrastructure loan programs
Contact Portsmouth Community Development Office (603) 610 7226.

The Granite State Development Corporation (GSDC) Loan Program offers businesses up to 90% financing at approximately 2.5% over the ten-year U.S. Treasury note market rate for up to 20 years. A one-time processing fee equal to 2.75% of the net loan is financed within the debenture.
Eligible investments include the acquisition of fixed assets, such as land and buildings, new construction or renovation, or machinery and equipment. The loans from GSDC are funded through the private sale of debentures that are guaranteed by the U.S. Small Business Administration.
The program is designed for for-profit businesses with less than 500 employees, a net worth not to exceed $6 million, and an after-tax annual net profit less than $2 million. Individuals with 20% or greater ownership of either the small business concern or a designated real estate holding entity are required to provide an unsecured personal guaranty.
Granite State Development Corporation
1 Cate Street
Eldredge Park, Unit 5
P.O. Box 1491
Portsmouth, NH 03801
Phone: (603) 436-0009
Fax: (603) 436-5547

The New Hampshire Capital Consortium (NHCC) is a venture capital partnership organized by the NHBDC to fund early-stage, high-potential growth companies in the state.

With funding from the New Hampshire Business Development Corporation, the State of New Hampshire, Energy North, the New Hampshire Charitable Foundation, Public Service of New Hampshire, and regional banks, the NHCC makes investments between $250,000 and $1,000,000 in high potential companies with five-year sales forecasts of $20 to $50 million. Investment is normally made in equity with appropriate risk-adjusted return. Early stage growth financing generally does not include product development.
New Hampshire Capital Consortium
C/o New Hampshire Business Development Corporation
1001 Elm Street
Manchester, NH 03101
Phone: (603) 623-5500
Fax: (603) 623-3972

The New Hampshire Export Finance Program (NHEFP) strives to assist New Hampshire businesses that export goods and services and need short-term working capital, export receivable insurance, or financing for the sale of capital goods and services to buyers. Available programs include the Export Working Capital Guarantee, funded through the Export Import Bank of the US (Ex-Im Bank) and Small Business Administration; Ex-Im Bank Export Credit Insurance; and Ex-Im Bank Foreign Buyer Credit.

Funds are intended to provide working capital for the exporter to produce or buy a product for resale; provide political and/or commercial risk: insurance in order to offer open account terms to foreign buyers; and to provide access to funding to qualified foreign buyers who need medium-term financing in order to purchase capital goods and services from New Hampshire exporters. Funding of up to 90% of project cost is available with no dollar limit; all funding is renewable.

Applications for all programs can be obtained through NHEFP or, in the case of the Export Working Capital Guaranty Program, through a participating bank on a final commitment for a guarantee.

New Hampshire Export Finance Program
International Trade Resource Center
107 New Hampshire Avenue
Portsmouth, NH 03801
Phone: (603) 334-6074
Fax: (603) 334-6110

The Portsmouth Economic Development Loan Program (PEDLP) provides Portsmouth-based small businesses with long-term financing typically at 75% of the prime rate. PEDLP staff works closely with local banks and other financing packages, blending PEDLP funds with private financing and/or other federal loan programs to create an incentive for qualified businesses to relocate to or expand in Portsmouth.

Designed to stimulate the growth and development of Portsmouth businesses, expand the tax base, create jobs for residents, and improve the use of vacant and under-utilized space -particularly in the Central Business District - the program targets for-profit corporations, partnerships, and proprietorships located in or relocating to Portsmouth. Businesses must have a net worth of less than $6 million and after-tax profits of less than $2 million.

Loan funds may be used for land and building acquisition, machinery and equipment purchase, and other projects on a case-by-case basis. The term of the loan is based on the estimated economic life of the assets financed: machinery and equipment up to 15 years; land and buildings up to 25 years.

PEDLP participation in any eligible expansion project may not exceed 25% of the total project cost or $50,000. However, this maximum may be waived in some exceptional circumstances.

Interested applicants should contact a PEDLP staff member to set up an appointment. Applications are brought before a five-member board comprised of local business professionals. There is a nonrefundable application fee of $10 per $1,000 of loan funds requested. All loans through this program are subject to applicable federal guidelines.

Portsmouth Economic Development Loan Program
Community Development Department
Portsmouth City Hall
One Junkins Avenue
Portsmouth, NH 03801
Phone: (603) 610 - 7220

The New Hampshire Business Development Corporation (NHBDC) is a unique for-profit corporation chartered by the State of New Hampshire to finance and promote the economic development of the state's small business sector. NHBDC is one of the premier purveyors of new products and services that responds to evolving economic development needs, especially with regard to capital formation.

As an SBA Certified Lender, NHBDC provides SBA-backed credit dollars to Granite State businesses for working capital, equipment purchases, commercial mortgages, refinancing and export financing. Seeded with state investment, NHBDC is equally committed to translating these funds into small business growth and job creation.

NHBDC also aims to fill existing gaps in New Hampshire's capital marketplace. NHBDC continues to develop its relationship with the state's banking community through the creation of specialized loan and investment products that complement traditional bank offerings. As an unregulated financier, NHBDC can absorb more risk and take a more creative approach to collateralization than its colleagues in the banking community. Strategic partnerships between the two have proved powerful in providing critical loan and investment dollars to New Hampshire's small business owners and entrepreneurs.

New Hampshire Business Development Corporation
1001 Elm Street
Manchester, NH 03101
Phone: (603) 623-5500
Fax: (603) 623-3972

The Rockingham Economic Development Corporation (REDC) seeks to promote responsible, sustainable economic development activities in the 37 communities of Rockingham County by creating jobs for low- to moderate-income people and by accessing alternative financing for business and industrial expansion relocations.

The REDC offers a Regional Revolving Loan Fund with local bank partners to promote economic development activities. Its $2 million loan pool provides alternative and/or gap financing for business expansions and relocations. The REDC also provides direct access to the Community Development Block Grant (CDBG) Program for Economic Development through the Office of State Planning and Energy Programs; the Business Finance Authority's Capital Access Program; and the Aid to Local Development Program. In addition, the Corporation combines its resources with other financing instruments such as Tax Increment Financing for Municipalities, historic tax credits, work opportunities tax credit, NH Job Training/OJ Training funds for new hires, and the Training Challenge Grant for incumbent workers offered through the state's post-secondary community and technical college system.

Rockingham Economic Development Corporation
37 Industrial Drive Suite F2
Exeter, NH 03833
Phone: (603) 772-2655
Fax: (603) 772-0213
Small Business Administration (SBA) Guaranty Loans are made by private lenders and are guaranteed up to a specified percentage by the SBA. The 7(a) Guaranty Program helps lenders provide longer term financing for small business customers. The program limits the bank's exposure and allows lenders to consider larger loan requests. A secondary market exists for sale of the guaranteed portion of SBA loans.

Small Business Administration
J C Cleveland Federal Building
55 Pleasant Street, Suite 3101
Concord, NH 03301
Phone: (603) 225-1400
Fax: (603) 225-1409

The Community Loan Fund turns investments into loans and education to create opportunity and transform lives across New Hampshire. It collaborates with a wide range of donors and lenders; and with business, nonprofit and government partners; to provide the financing and support people need to own homes, have quality jobs and child care, and become financially independent.
Borrowers include small businesses, self-employed individuals, child-care providers, nonprofit housing developers, human-services nonprofits, and manufactured-housing cooperatives and homeowners.
Established in 1983, the Community Loan Fund was one of the first Community Development Financial Institutions in the nation, and has received industry awards and recognition for social impact, financial strength and performance.

New Hampshire Community Loan Fund
7 Wall Street
Concord, NH 03301
Phone: (800) 432-4110

Business Counseling Programs
The Small Business Development Center (SBDC) helps both new and established business owners enhance their companies' potential for success. Private counseling is provided by appointment only, but the NHSBDC also coordinates with a variety of public and private organizations to offer an extensive list of training programs at affordable costs. SBDC counselors are trained in all aspects of business management and provide free counseling on topics such as accounting, advertising, cash flow planning, financing, human resource management, inventory control, marketing and market research, selling strategies, and many other areas.

Small Business Development Center (SBDC)
University of New Hampshire
108 McConnell Hall
Durham, NH 03824
Phone: (603) 862-2200
Fax: (603) 862-4876

The U.S. Small Business Administration (SBA) sponsors SCORE, comprised of volunteers with a wide array of business experience who provide free confidential counseling to new or existing small business owners. The Portsmouth chapter, one of seven in New Hampshire, currently has 40 members and covers the area that includes Dover, Durham, Exeter, Portsmouth, Rochester, and Somersworth.
Through in-depth counseling and training, SCORE volunteers help business owners and managers identify basic management problems, determine their causes, and formulate solutions. SCORE counselors also can help successful firms review their distribution channels, evaluate expansion opportunities, modify products, and meet other business challenges. Management counseling takes place either at a client's business, at an SBA field office, or at a SCORE chapter location.
Service Corps of Retired Executives (SCORE)
195 Commerce Way, Ste. A
Portsmouth, NH 03801
Phone: (603) 433-0575
Wednesday or Friday between 9:30 a.m. and noon
State Staffing Resources
The NH Job Training Council (NHJTC) is a private nonprofit organization with two main goals: to train New Hampshire's work force to meet the challenges of the labor market, and to provide the business community with skilled and qualified workers. Training programs are funded through the Job Training Partnership Act and are free to all parties concerned.

The NH Private Industry Council volunteer board of directors governs the NH Job Training Council. Private Industry Council members include leaders from the business community as well as representatives of government, human services, labor and education.

For industry-specific training individual companies work with the NHJTC to identify critical skills that new employees will require. The NHJTC will then develop a customized training program to match the company's specifications, locate qualified instructors for the training, and recruit, pre-screen, and match candidates to refer to a company for their selection. Successful graduates of the training program become part of the company's workforce.

On-the-job training is available separately or can be combined with industry-specific training. The NHJTC recruits and pre-screens potential trainees, and the company selects those it wants to train. All parties agree on a training program. The NHJTC will reimburse the company for a portion (up to 50%) of the trainee's wages while he or she is in training. The trainee remains with the company as an employee upon successful completion of the training program.

NH Job Training Council
C/o Work Force Development Department
64 Old Suncook Road
Concord, NH 03301
Phone: (603) 228-9500
Fax: (603) 228-8557

The Rockingham Economic Development Corporation (REDC) seeks to promote responsible, sustainable economic development activities in the 37 communities of Rockingham County by creating jobs for low- to moderate-income people

The REDC has developed a "Job Net" partnership With the Community Action Agencies in Portsmouth, Raymond, Seabrook, and Salem to promote and support the transition from welfare to work through workshops, training, and follow-up in the areas of self-esteem, self-sufficiency, job interview techniques, and promoting a strong work ethic.

Rockingham Economic Development Corporation
2 Center Street
P.O. Box 465
Exeter, NH 03833
Phone: (603) 772-2655
Fax: (603) 772-0213

The New Hampshire Department of Employment Security (NHDES) provides resources to help train and hire workers that match a company's goals, including resources for listing available positions within the organization, detailed information on economic trends, labor market and employment statistics, social and community services, and education and training opportunities.

New Hampshire Department of Employment Security
2000 Lafayette Road, Route 1
Portsmouth, NH 03801-5673
Phone: (603) 436-3702
Fax: (603) 436-3754

Offered by the New Hampshire Department of Employment Security, the Registered Apprenticeship program combines full-time employment with on-the-job training and related classroom instruction. An experienced and skilled journey worker teaches the practical skills learned on the job. Apprenticeship is based on a written agreement between the apprentice and the sponsor that stipulates the terms of the apprenticeship. There are over 800 recognized apprenticeable occupations at the present time. Any occupation that is a skilled trade and possesses the following characteristics can be learned through apprenticeship training:

  • It is customarily learned in a practical way through a structured, systematic program of supervised on-the-job training.
  • It is clearly identified and commonly recognized throughout the industry.
  • It involves manual, mechanical, and technical skills and knowledge that require at least 2,000 hours of on-the-job work experience.
  • It requires related instruction to supplement the on-the-job training.

The program attracts applicants who possess a firm background in reading, writing, and mathematics, promotes long-term employee commitments, reduces turnover and training costs, and develops a competent employee who fits into the company and is capable of advancing.
New Hampshire Department of Employment Security
2000 Lafayette Road, Route 1
Portsmouth, NH 03801-5673
Phone: (603) 436-3702
Fax: (603) 436-3754

Funded through the New Hampshire Department of Resources and Economic Development, the Business Visitation Program (BVP) is a business retention and expansion program developed to stimulate local economic growth. BVP staff members can link businesses with a variety of job-training resources.

Business Visitation Program
Office of Business and Industrial Development
172 Pembroke Road
P.O. Box 1856

The New Hampshire National Guard is committed to developing partnerships between employers, military leaders, and National Guard and Reserve members - responsible team players who have learned valuable skills which are transferable to the civilian workforce.

New Hampshire National Guard
NH ESGR Committee
State Military Reservation
4 Pembroke Road
Concord, NH 03301
Phone: (603) 225-1340
Fax: (603) 225-1356

The University of New Hampshire's Continuing Education division offers a broad range of day and evening credit courses, part-time degree programs, one-day seminars for professional development, noncredit career certificate programs, and noncredit courses just for fun. In addition, it regularly provides customized training to companies and organizations at their location and sponsors many New England conferences on technical and professional topics.

University of New Hampshire Continuing Education
24 Rosemary Lane
Durham, NH 03824
Phone: (603) 862-4234

This association represents seven community technical colleges across the state. The organization also administers the Job Training Grant Program for the state.

Primarily known for its master's and doctoral-level degree programs, Antioch New England Graduate School also provides non-degree certificate and training programs and is extensively involved in providing service to communities, agencies, and individuals throughout Northern New England.

Antioch/New England Graduate School
195 Commerce Way, Ste. G
Portsmouth, NH 03801
Phone: (603) 433-2669

Franklin Pierce College is a four-year, coeducational college. The Portsmouth Campus offers undergraduate degrees in American Studies, Criminal justice, Human Services, International Business, Accounting, Computer Science, Financial Management, Information Technology, Management, and Marketing, as well as a Master of Business Administration degree in Leadership.

Franklin Pierce College
Arthur Brady drive
Portsmouth, NH 03801
Phone: (603) 433-2000

Hesser College is committed to preparing graduates for successful career entry. Hesser places a high value on hands-on, employment-related, skill-building learning experiences combined with a rigorous and diverse general education to enhance the business and professional career-oriented course work.

Hesser College
170 Commerce Way
Portsmouth, NH 03801
Phone: (603) 436-5300

The New Hampshire Community Technical College of Stratham is a comprehensive post-secondary institution offering quality technical, academic, and professional education in support of workforce development and lifelong learning. The college seeks to provide a route to professional employment by partnering with the community for customized training and serves as a resource for both students and local employers.

Great Bay Community College
320 Corporate Dr.
Portsmouth, NH 03801
Phone: (603) 427-7600
Fax: (603) 334-6306

Southern New Hampshire University delivers a quality education that enables students to enter the world of work and helps those already established to enhance, advance, or change their careers. Recognizing that learning and education do not take place in the classroom alone, the University offers an active program of cooperative education that provides students with opportunities to work in the business community and receive credit and potential income for the work performed.

Southern New Hampshire University
2500 N. River Rd
Manchester, NH 03106
Phone: (603) 436-2831

City of Portsmouth Water Quality Report 2008

Who works in my Industry in Portsmouth?
Use the Business Directory at the Greater Portsmouth Chamber of Commerce to find businesses similar to yours in the Seacoast Area.

Find Realtors and Developers
Use the Business Directory at the Greater Portsmouth Chamber of Commerce to find businesses similar to yours in the Seacoast Area.

Commercial Real Estate
Property may be searched using this State Database or private realtor websites below.

(* The above external links are not related to the City of Portsmouth Website.)


Contact Information

Nancy Carmer
Economic Development Program Manager
City of Portsmouth, 1 Junkins Avenue, Portsmouth, NH 03801
Phone: (603) 610 - 7220
Fax: (603) 427-1593